Blog

Most families believe they will inherit their loved one’s debt. Most debt collectors count on that fear. Your debt does not automatically transfer to your heirs, but it shapes how much they receive and what the estate must pay before they get anything. Here is exactly what happens and what your family needs to know before the collectors call. Read more…

Most families assume that a list of passwords will be enough to access accounts after a death. That assumption is wrong, and the problem is not the list. The problem is a layer of security most accounts now require that no password can bypass. Here is what actually keeps families locked out, and what a real digital estate plan looks like. Read more…

Whether you had an estate plan going into your marriage or not, your divorce changed everything. The settlement resolved custody and assets. It did not address what happens to your children if you die. For divorced and separated fathers, that gap almost always exists, even when it feels like the plan is in place. Here is what actually needs to be updated. Read more...

He shows up for every game, knows the bedtime routine by heart, and considers these children his family. The children consider him theirs. But under the law, he doesn't exist as a parent at all. This Father's Day, here is what every stepfather and father figure needs to know. Read more...

Father's Day is a celebration of presence. But the fathers who've truly done right by their families aren't just the ones who showed up every day. They're the ones who made sure their family would be protected whether they were there or not. If you haven't answered the one question that matters most, this is where to start. Read more…

You've thought about who would raise your children if something happened to you. But thinking about it and actually naming someone in a legal document are two very different things. If your family doesn't have an answer in writing, and something unexpected happens to you, a judge who has never met you or your children will make that decision. Here's what you need to know, and what you can do about it today. Read more...

When a spouse dies, most surviving partners expect grief. They do not expect a tax bill. The "widow penalty" is a real and largely unrecognized consequence of losing a spouse that can cost a surviving partner thousands of dollars more every year in taxes and Medicare premiums, at the worst possible moment in their life. Here is what it is, who it affects, and what you can do now, while there is still time to plan. Read more...

You signed the Power of Attorney (POA). You thought your family was protected. But when a parent or spouse loses capacity, that document you trusted may get rejected at the very bank where you need it most, and your family may not have time to fight it. As your Personal Family Lawyer®, this is exactly the kind of gap I make it my job to close before you ever need to find out the hard way. Read more...

Tony Hsieh sold Zappos to Amazon for $1.2 billion and built one of the most admired companies in America. When he died at 46 without a will or a trust, his family was left to sort out an estate worth hundreds of millions of dollars. Publicly, slowly, and painfully. What happened next is a lesson everyone who has something to protect should read. Read more...

You may think estate planning is about who gets what after you die. It is also about who stays safe, housed, informed, and protected in the days after a loss. The reported story of Marie-Thérèse Ross-Mahé shows how grief can turn into legal chaos when a family is left without a clear plan. Read more…

Your tax return is the most complete picture of your financial life you'll get all year. But most people close the folder without asking one critical question: if something happened to you tomorrow, are the people you love actually protected? Here's how to answer it before the window closes. Read more…

When you die without a solid plan, you don't just leave behind grief. You leave behind years of court battles, creditor claims, and paperwork that can drain everything you worked to build, and hand it to a young adult who has no idea where to start. This is exactly what happened to Anne Heche's family. Read more...

A Michigan court case shows what happens when a parent dies and no one thought to plan for it. The child had a chronic medical condition, a contentious custody history, and relatives scrambling to get legal authority just to manage her care. The court battle that followed could have gone very differently without years of documented evidence. Here's what every parent needs to know before something like this happens to their family. Read more...

Your partner could be barred from your hospital room - not by hospital policy, but by law. Without a marriage certificate, the person you love most may have no legal authority over your health, your home, or anything you've built together. Here's what unmarried couples need to know. Read more...

You trust your spouse completely. But if you're in a blended family and your estate plan simply says "everything goes to my spouse," your own children could end up with nothing - not because anyone meant harm, but because ownership changes everything. Read more…

Retirement accounts follow different rules from other assets you may own. After you die, the people you love most may face unexpected tax burdens if you don’t understand how the rules work. Read more...

A living trust offers immediate protection and probate avoidance, but understanding how it works and whether it fits your goals is essential to making the right choice. Read more...

Creating a trust in your will might sound like good planning, but understanding what you're actually trying to accomplish matters more than the type of trust you choose. Read more...

If your estate plan is years old, or you did it yourself, you may call an attorney asking for a quick, low-cost review of your estate planning documents, thinking it’s a quick and easy process. The reality is that an estate plan review is (or should be) more complicated than most people think. Read more...

Understanding the tax implications of different inherited assets can help you structure your estate to minimize your beneficiaries' tax burden. Read more...

A Lady Bird Deed (or a Transfer on Death Deed in Georgia as it's more particularly referenced) can protect your home and simplify things for your family after you're gone, but it's not a complete estate plan on its own. Understanding when this tool works and when you need more comprehensive planning makes all the difference. Read more...

Many people worry about leaving debt behind for their loved ones, but the reality of what happens to debt after death is more complex than you likely realize. Read more...

If you're planning for your own future or helping aging parents, understanding options for living and long-term care isn't just about finding a nice place to live. It's about navigating a complex web of legal, financial, and personal decisions that will affect quality of life, inheritance, and fa...

Every year, billions of dollars quietly sit with state governments, unclaimed and forgotten. Learn how proper estate planning keeps what you own from getting lost. Read more…

Probate can delay access to money, property, and answers when families need them most. Read more...